Personal Insurance is an important component of a good financial plan. However, most of us think we are good because our superannuation provides some cover. The reality is that superannuation will usually only provide a life insurance cover at a set rate. Your life cover may be well-short of what is needed and you are unlikely to have any income protection insurance. Here are 8 important signs that you may need to get your personal insurance reviewed.
Taking a family holiday and want to get your family members into the Qantas Frequent Flyer program but don't want to pay the $90 joining fee?
As of writing, a simple way around this is to join the Woolworths Rewards program for free. Once you have signed up, you can link it to your Qantas Frequent Flyer program and if you don't have one, the Woolworths Rewards site kindly provides an online form which will sign you up with Qantas Frequent Flyer for free! There is no age limit so you can even sign up the kids.
Mark Sinclair is the principal planner at Sinclair Wealth Services